Back to Glossary of Terms

Definition for

O&E

An acronym for ownership and encumbrance. An O&E is a limited search of record title for a parcel of real property. One requesting an O&E will receive a copy of the last deed in the chain of title and pertinent pages of mortgages that have not been discharged. An O&E may involve a name search, in which case proffered documents would include copies of non-consensual liens (e.g., judgments, tax liens) against the grantee named in the last deed. An O&E does not involve a full search of the chain of title, nor does it involve an examination of the proffered documents. Compare title insurance commitment.

Not what you're looking for?

Check out other glossary terms or Send us a Message and we're happy to answer your questions!