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Definition for

Title Insurance Policy

A form of insurance issued by a title insurance provider that is applicable to a parcel or parcels of real property and insures (1) the property owner as to vesting, clear title, access and marketability, and/or (2) a lender with a lien secured against the property as to the sufficiency and priority of the lien. Coverage provided by a title insurance owner’s or loan policy is limited by exclusions (set forth on the policy jacket) and exceptions. Coverage under any policy may be expanded by endorsement.

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